GRC Report Staff

APRA's June 2026 quarterly ADI statistics show industry net profit after tax up 7.5% to AUD $42.5 Billion, with capital ratios stable at 20.5%. Mortgage credit grew 7.0% and investment lending's share rose, while the minimum liquidity holdings and net stable funding ratios declined. Compliance teams should use these figures to benchmark their institutions and anticipate supervisory focus on lending standards and funding resilience.

De Nederlandsche Bank has collected a penalty of EUR $100,000 from trust office Erez Corporate Service B.V. after it failed to remedy serious Wtt 2018 deficiencies within a six-month grace period. The deficiencies concerned its Systematic Integrity Risk Analysis (SIRA), procedures manual, and customer due diligence (CDD). The case shows that DNB will escalate from an order subject to penalty to financial penalties when remediation is inadequate, and that the decision is now final.

The CFTC's Market Participants Division has issued a broadly available no-action position for providers of passive trading software. Subject to specified conditions, staff will not recommend enforcement action for failure to register as an introducing broker (IB) or associated person (AP) of an IB. Compliance teams should confirm whether their software offerings or vendor relationships fit within the relief and whether the conditions are met.

The CNMV's September 2026 newsletter announces an agreement with Autocontrol to promote responsible financial advertising. It also covers AI-assisted reviews of advertising by investment management companies, results of an AML/CFT report review, and several published sanctions. The newsletter is a headline digest with little detail, but it signals where supervisory attention is heading.

The SEC has granted temporary, conditional relief from the Exchange Act "exchange" definition for Tokenized Securities Venues (TSVs) trading tokenized NMS stock through permissioned AMM Liquidity Pools. It also provides a conditional "dealer" exemption for liquidity providers. The relief expires five years after publication, and the SEC is seeking public comment. Compliance teams should assess participation, conditions, and engagement opportunities now.

The Hong Kong Monetary Authority set the Base Rate at 4.25% with immediate effect on September 17, 2026, following a 25-basis point increase in the US federal funds target range. The adjustment was driven by the pre-set formula, which tracks the US rate, rather than by local interbank conditions. Compliance teams should confirm that rate-linked products, disclosures, and liquidity procedures reflect the new rate.

Deutsche Bank has been fined €8 million by Germany’s financial regulator for failing to handle customer complaints promptly and delaying securities account transfers during the migration of Postbank customers to its shared IT platform in 2023.