Two recent guilty pleas by former employees of TD Bank have drawn renewed attention to the role insider access can play in facilitating financial crime — particularly when combined with weaknesses in transaction monitoring, escalation, and account oversight.
A new study published by the Autorité des Marchés Financiers (AMF) finds that 90 percent of French financial market participants are already using AI or plan to do so within the next 12 months. More than half of those use cases are already live in production environments. Yet as adoption accelerates, the regulator is increasingly focused on the governance, data protection, and human oversight risks that come with embedding AI into core financial operations.
Poland’s consumer protection authority has fined PKO Bank Polski nearly $19.9 million (PLN 79,291,800) after concluding that the bank used contract language that gave it sweeping control over changes to consumer loan interest rates, with little clarity for borrowers on when or why costs could increase. The nearly $19.9 million (PLN 79,291,800) fine reflects both the duration of the practice and the scale of the bank’s consumer business, according to the regulator.
South Korea’s competition regulator has taken enforcement action against BRKorea Co., finding that the company pushed through nationwide promotional campaigns that required franchisees to share costs without first securing the legally required level of approval.
Europe’s insurance sector is proving resilient in an increasingly unsettled world but the clouds are not lifting. According to the January 2026 Insurance Risk Dashboard published on Thursday by European Insurance and Occupational Pensions Authority, overall risks in the European insurance market remain stable at a medium level, even as persistent geopolitical tensions continue to weigh on the broader economic and market outlook.
The Dubai Financial Services Authority has fined reinsurance broker Ed Broking (MENA) $455,176 after concluding that the firm engaged in misleading and deceptive conduct across a series of reinsurance placements in the Dubai International Financial Centre.
The Dutch Data Protection Authority is sharpening its regulatory focus as it looks ahead to a more complex digital landscape. In its 2026 annual plan, the Authority sets out three priorities that will guide its work through 2028: mass surveillance, artificial intelligence, and digital resilience.