GRC Report Staff

OSFI Sets 2027 EI Break-Even Premium Rate at 1.62% with MIE Rising to USD-Equivalent CAD $70,800

OSFI's Office of the Chief Actuary published the 2027 Employment Insurance actuarial report, projecting a 7-year forecast break-even rate of 1.62% for employees (2.27% for employers), down slightly from 1.63% in 2026. Maximum insurable earnings rise 2.8% to CAD $70,800, and the EI Operating Account deficit is forecast at CAD $15.2 Billion. Payroll, HR, and compliance teams at employers must update withholding and premium calculations, and those with qualified wage-loss plans should review the revised premium reductions.

SEC Adopts Updated EDGAR Filer Manual With Release 26.3 Deployment on September 14, 2026

The SEC has adopted amendments to Volume II of the EDGAR Filer Manual and related rules and forms, with EDGAR Release 26.3 deploying on September 14, 2026. Compliance teams responsible for SEC electronic filings should confirm that their filing processes, software, and credentials align with the updated manual so that submissions are not rejected or delayed.

ACPR Monitors Insurer Claims Handling and Climate Risk Readiness After Summer 2026 Wildfires

The ACPR has begun close monitoring of the main French insurers' operational response to the summer 2026 wildfires, which caused roughly 25,000 claims and an estimated EUR €500 Million in losses. The loss is not a solvency threat, but the ACPR flags claims execution risk, policyholder information duties, and the longer-term insurability of climate-exposed risks. Compliance teams should treat this as a signal of supervisory expectations on claims governance, customer communication, and sustainability risk management.

PCAOB Concludes 13th Annual Auditing and Capital Markets Research Conference

The PCAOB concluded its two-day 13th annual Conference on Auditing and Capital Markets on September 11, 2026, featuring 10 academic papers on audit oversight, technology, partner quality, and disclosure. The event imposes no new requirements, but it signals research themes that may shape future PCAOB standards, inspection priorities, and oversight. Compliance and audit-related teams should treat it as a forward-looking indicator rather than an action item.

ECB Working Paper Finds Household Heterogeneity Drives Sectoral Fiscal Spillovers in Open Economies

This ECB working paper (No 3279) uses a two-sector open-economy HANK model to show that government spending concentrated in services also lifts goods-sector output, mainly because constrained households spend additional income. It is academic research, not binding regulation, and carries an explicit disclaimer that it does not represent ECB views. Compliance teams should treat it as background context for macro scenario design and not as a source of new obligations.

BaFin Warns Against Unauthorized Banking and Crypto Services Offered via berlinbank(.)eu

BaFin issued a public warning on September 14, 2026, that the operator of berlinbank(.)eu is offering banking and cryptocurrency services in Germany without the required authorization. The warning is a reminder that unlicensed activity, impersonation, and online investment fraud remain active threats. Compliance teams should use it to refresh screening, monitoring, and customer-protection controls.

AMLA Board Member Stresses Cross-Border Cooperation and Feedback Loops in Financial Intelligence

AMLA Executive Board Member Hennie Verbeek-Kusters used the 83rd IBSA General Membership Meeting in Brussels on September 14, 2026 to outline AMLA's priorities for financial intelligence. She emphasized relevant, accurate and timely intelligence, stronger feedback loops across the AML/CFT system, cross-border information-sharing, and new public-private information-sharing mechanisms. Compliance teams should treat this as a signal of supervisory expectations on suspicious activity reporting quality and cooperation.