Risk & Resilience

Consumer Perception of Ethical Failures & Its Effect on Brand Loyalty

Ben & Jerry’s is an activist brand. It operates under a unique mission-driven board configuration that sets it apart from most subsidiaries of large corporations. Although owned by Unilever, the company maintains a semi-independent board specifically tasked with safeguarding its social mission, which includes environmental sustainability, human rights, and ethical business practices. This hybrid governance model combines traditional corporate oversight with dedicated representatives who ensure that Ben & Jerry’s activism and ethical commitments remain central to its decision-making. The board includes independent directors, Unilever representatives, employee voices, and social mission advocates, creating a structure designed to balance profitability with purpose, a rare approach in the corporate world.

Taking Uncertainty Seriously: Part 1

This article is the first in a short series called Taking Uncertainty Seriously, exploring how risk analysis changes when we stop pretending the future is known and start treating uncertainty as a first-class input to decision-making.

Austrian Regulator Lays Out 2026 Supervision Priorities Amid Global & Digital Risks

Austria’s financial sector is entering 2026 on solid footing, according to the country’s financial watchdog, but the risks facing banks, insurers, and markets are becoming more complex and more global. In presenting its Goals and Priorities for Supervision for 2026, the Austrian Financial Market Authority said it will sharpen its focus on resilience and stability while pushing to streamline supervision and cut unnecessary bureaucracy.

The Most Dangerous GRC Failure Is the One You Don’t See

In a recent GRC Report piece, Risk Is Our Business: Why the GRC Market of 2030 Will Look Nothing Like Today, I argued that the governance, risk, and compliance market is not heading into another cycle of incremental change, but a structural break. The core claim was that risk has outgrown the architectures, assumptions, and mental models most GRC platforms and programs still rely on, and AI bolted onto legacy thinking will not save them.

Europe’s Regulators See Resilience but Rising Risk as Debt, Property & Geopolitics Converge

Norway’s financial system remains resilient heading into 2026, but beneath the strength sit familiar and growing fault lines. That’s what Finanstilsynet’s latest Risk Outlook is telling us, which shows that high household debt, stretched property values, and global instability are still Norway’s biggest vulnerabilities.

DMA Enforcement Prompts Meta to Rethink Ad Targeting for EU Users

‍The European Commission said it has formally acknowledged Meta’s commitment to introduce a clearer, more meaningful decision point for Facebook and Instagram users across the EU. Beginning in January 2026, people will be offered two distinct paths—continue sharing their full data footprint for highly tailored advertising, or opt for a version of the apps that relies on less personal information and delivers more limited ad personalization.

Bank of England Finalizes Updated Climate Risk Expectations For Banks & Insurers

The Bank of England’s Prudential Regulation Authority has issued a refreshed set of expectations for how banks and insurers manage climate-related risks, a big shift from early awareness-building to full integration in risk processes.