DNB Publishes AnaCredit Reporting Submission Calendar for 2026

Key Takeaways

• De Nederlandsche Bank has released the AnaCredit reporting submission calendar for 2026, setting out monthly reporting periods and corresponding delivery deadlines for credit institutions.
• Compliance and regulatory reporting teams must align internal data production cycles with these fixed dates to avoid late or non-submission breaches.

Deep Dive

This guidance from DNB provides the definitive schedule for AnaCredit (Analytical Credit Datasets) submissions throughout 2026, confirming the cadence of monthly reporting periods and the specific delivery deadlines reporting institutions must meet. AnaCredit is the ECB-mandated granular credit and credit risk data collection framework, and Dutch reporting entities are required to submit detailed loan-level data to DNB on a recurring monthly basis in line with this calendar.

The calendar outlines twelve monthly reporting periods for 2026, each with a corresponding "delivery expected" date, generally falling approximately three weeks after the reporting period end date. For example, the January 31, 2026 reporting period has a delivery deadline of February 20, 2026, with similar patterns continuing through the year, concluding with the December 31, 2026 period due by January 21, 2027. This consistent structure allows reporting institutions to plan data extraction, validation, and submission workflows well in advance.

For compliance teams, the key requirement is operational: ensuring that credit data systems, reconciliation processes, and quality assurance checks are scheduled to meet each monthly deadline without exception. Given the short turnaround (roughly three weeks) between period-end and submission deadline, institutions should have automated or semi-automated data pipelines in place, as manual processes risk missing deadlines, particularly around institutional holiday periods (e.g., the December period/January 2027 deadline).

Recommended actions include incorporating this calendar directly into internal regulatory reporting calendars and compliance tracking systems, assigning clear ownership for each monthly submission, and building in buffer time for data quality review before the deadline. Institutions should also verify that any changes in group structure, loan portfolios, or counterparty data are captured promptly to ensure completeness and accuracy of each submission.

From a risk perspective, failure to meet AnaCredit deadlines can result in regulatory findings, supervisory scrutiny, and potential enforcement action, as well as reputational risk with DNB and the ECB. Given the recurring and granular nature of AnaCredit reporting, operational risk (data quality, system downtime, staffing gaps) is the primary concern, making this calendar a critical reference document for regulatory reporting and risk management functions throughout 2026.

Source: De Nederlandsche Bank